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The decorative top is sterling silver and the money clip is stainless steel.
Paula says - "A classy money clip provides a great way to keep your cash organized while carrying around some Native American art. It can also be used as a book marker or a big paper clip on your daytimer or planner."
What is Chip Inlay?
Chip inlay is a method where cavities in jewelry are filled with a mixture of crushed stone, typically turquoise and coral, and epoxy resin. The piece is then polished smooth after the resin has hardened. Navajo Tommy Singer is credited for first using chip inlay in Native American jewelry.